easypaisa Profit Before Tax Jumps 2.27x to Rs. 8.26 Billion in H1 2026

Easypaisa digital bank documented Rs. 8.26 billion in profit before tax (PBT) for the first half of 2026, more than doubling from the same period last year.

Key points

• While customer deposits rose 67.37 percent year-on-year to Rs, 232.58 billion as of June 30.
• Asset quality remained solid, with non-performing loans above 90 days at 3.16 percent and a coverage ratio of 159.63 percent.
• The results were approved by the bank's Board of Directors for the six months concluded June 30, 2026.
• The bank documented a 23.75 percent Capital Adequacy Ratio, well above the regulatory requirement.
• While maintaining its short-term rating at A1, PACRA upgraded easypaisa's long-term entity rating to AA- on July 1, 2026.

For context, the bank's profit after tax (PAT) stood at Rs. While earnings per share reached Rs, 5.78 billion. 9.61.

For context, the results were approved by the bank's Board of Directors for the six months concluded June 30, 2026.

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Easypaisa's total revenue rose 30.50 percent year-on-year, backed by expansion in lending and fee-based businesses.

Net markup income rose 32.46 percent, driven by expansion in the lending portfolio and treasury investments. Fee-based income rose 28.34 percent, mainly due to higher income from payments, collections, disbursements and insurance services.

In practice, the bank's operating expenses rose to Rs. 21.08 billion as it invested in customer acquisition, merchant expansion, technology and digital lending. Deposits Rise 67 Percent.

Easypaisa's total assets stood at Rs. While customer deposits rose 67.37 percent year-on-year to Rs, 232.58 billion as of June 30. 158.58 billion.

In practice, the bank's gross advances reached Rs. 31.11 billion, with an advances-to-deposit ratio of 18.63 percent.

For context, the bank documented a 23.75 percent Capital Adequacy Ratio, well above the regulatory requirement.

Easypaisa remarked it is additionally expanding into areas including Islamic banking, foreign exchange, buy-now-pay-later (BNPL) services and credit cards.

Meanwhile, the bank remarked it has more than 60 million registered users and is expanding its digital financial services throughout payments, lending, remittances, insurance and other digital services. Stay Connected with ProPakistani.

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In short, easypaisa Profit Before Tax Jumps 2.27x to Rs. 8.26 Billion in H1 is the central thread here, and readers can expect follow-up reporting as the picture becomes clearer.