Most Pakistanis Don’t Have a Pension
Assets managed by pension funds in Pakistan have reached Rs.
Assets managed by pension funds in Pakistan have reached Rs.
Article outline
- What happened
- Why it matters
- The details
- The bottom line
Key points
- Ahmed remarked only 143, 000 active accounts were registered under voluntary pension schemes as of December 2025.
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- Speaking regarding Pakistan's retirement and pension system, Ahmed stated the country had a working-age population of 134.4 million.
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- He remarked 72.1 percent of employment in Pakistan was part of the informal sector, leaving a substantial portion of the workforce outside formal pension arrangements.
Assets managed by pension funds in Pakistan have reached Rs. 156 billion, up 333 percent since January 2021, EFU Life CEO Muhammad Ali Ahmed remarked.
Speaking regarding Pakistan's retirement and pension system, Ahmed stated the country had a working-age population of 134.4 million. Nevertheless, the number of residents aged 60 and above had additionally reached 13.5 million.
He remarked 72.1 percent of employment in Pakistan was part of the informal sector, leaving a substantial portion of the workforce outside formal pension arrangements. Banks Could Shift Core Business from Bonds to Loans Shortly.
Ahmed remarked only 143, 000 active accounts were registered under voluntary pension schemes as of December 2025. He continued that the number remained extremely low compared with the country's substantial working-age population.
He stressed the need to expand administration, employer- and individual pension systems in Pakistan. According to Ahmed, voluntary pension schemes and insurance-based long-term savings could play an significant role in improving retirement security.
He continued that the country should promote annuity payments, phased withdrawals and other retirement income products to provide residents with more options for managing their finances after retirement. Stay Connected with ProPakistani.
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For now, most Pakistanis Don't Have a Pension remains the part of the story worth watching, and further updates are likely as more details are confirmed.
