More Pakistanis Join Formal Banking as Financial Inclusion Index Hits 59.5

Pakistan's Financial Inclusion Index rose to 59.5 in 2025 from 58.1 in 2024, backed by climbed employ of financial services and improvements in access and service quality, the State Bank of Pakistan (SBP) remarked.

Key points

• IMF Reaches Staff-Level Agreement With Pakistan on 4th EFF Review, Unlocking $1.2 Billion Loan.
• The Pakistan Financial Inclusion Index (P-FII) measures the extent of financial inclusion in the country.
• The SBP remarked the rise was driven primarily by expansion in the Usage sub-index, followed by improvements in the Access and Quality sub-indices.
• Key contributors included the onboarding of merchants to the Raast payment system, expansion of the digital payments ecosystem, the introduction of digital banks and account-opening drives.
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In practice, the Pakistan Financial Inclusion Index (P-FII) measures the extent of financial inclusion in the country. Its expansion reflects progress under the National Financial Inclusion Strategy (NFIS) 2024-28. It seeks to expand access to and employ of financial services.

Meanwhile, the SBP remarked the rise was driven primarily by expansion in the Usage sub-index, followed by improvements in the Access and Quality sub-indices.

In practice, the SBP remarked these developments were further backed by a stronger focus on consumer needs and financial literacy. Stay Connected with ProPakistani.

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In short, more Pakistanis Join Formal Banking as Financial Inclusion Index Hits 59.5 is the central thread here, and readers can expect follow-up reporting as the picture becomes clearer.