Kissan Gudam & aik by BankIslami Launch KissanPay, Pakistan’s First Shariah-Compliant Agri-Fintech Platform

KissanPay, a Shariah-compliant agri-fintech platform by Kissan Gudam and aik by BankIslami, was inaugurated at the Pakistan Agriculture Connections Expo 2026.

Key points

• At the event, Deputy Governor State Bank of Pakistan Saleem Ullah congratulated Haji Sons Group and aik by BankIslami and expressed the State Bank's backing for KissanPay.
• Through this partnership, we are leveraging digital infrastructure and BaaS capabilities to create a more seamless, Shariah-compliant financing journey for the agricultural sector.
• While building a connected financial ecosystem for Pakistan's agriculture sector, through KissanPay, the partners aim to create agricultural finance more accessible and digitally enabled.
• The launch marks a new chapter in Pakistan's agricultural and financial landscape.
• The event was additionally attended by senior office-holders from BankIslami.

For context, the launch marks a new chapter in Pakistan's agricultural and financial landscape. KissanPay brings together Kissan Gudam, backed by Haji Sons Group, and aik by BankIslami. Through this integrated model, the partners aim to connect the agricultural value chain throughout harvest, storage, financing and liquidity. Kissan Gudam's warehousing infrastructure and farmer ecosystem, combined with aik by BankIslami's Banking-as-a-Service (BaaS) framework and Shariah-compliant financing solutions, enable farmers to access financing against stored agricultural commodities, subject to applicable eligibility and financing criteria.

As well as for recognizing the potential of KissanPay to strengthen Pakistan's agricultural financing ecosystem, on behalf of aik by BankIslami, the team expressed its gratitude to Deputy Governor Saleem Ullah for his backing and encouragement for the initiative.

At the event, Deputy Governor State Bank of Pakistan Saleem Ullah congratulated Haji Sons Group and aik by BankIslami and expressed the State Bank's backing for KissanPay. He expressed encouragement at seeing such collaborations between fintechs, banks and the agricultural sector, and observed that platforms like KissanPay have the potential to be a game changer for agriculture.

Speaking regarding the partnership, Ashfaque Ahmed, Chief Officer, aik by BankIslami, stated: "The future of financial services lies in embedding banking into the ecosystems where economic activity takes place. Through this partnership, we are leveraging digital infrastructure and BaaS capabilities to create a more seamless, Shariah-compliant financing journey for the agricultural sector."

For context, the event was additionally attended by senior office-holders from BankIslami. This person joined the occasion and reaffirmed the bank's commitment to supporting innovation and expanding access to digital, Shariah-compliant financial solutions for the agriculture sector.

"Speed is the difference between a fair cost and a distress sale. With KissanPay, a farmer can go from opening a bank account to receiving financing in minutes, not weeks. This is the first step towards a connected digital ecosystem where farmers can store, bank, borrow and grow, all in one place, " remarked Anam Tahir, Chief Technology Officer, Kissan Gudam.

While building a connected financial ecosystem for Pakistan's agriculture sector, through KissanPay, the partners aim to create agricultural finance more accessible and digitally enabled. For farmers, it means turning stored harvests into timely, Shariah-compliant finance, without having to sell under pressure. Stay Connected with ProPakistani. Obtain the latest news and stories wherever you prefer. Follow on Google Discover. Follow on Google News Join WhatsApp. See more ProPakistani stories in Google Search and Top Stories.

Taken together, the developments around kissan Gudam & aik by BankIslami Launch KissanPay, Pakistan's First Shariah-Compliant Agri point to a situation that is still moving, and the coming days should bring more clarity.