Bank Deposits Near Rs. 40 Trillion

Deposits held by Pakistan's banking sector rose 13.9 percent year over year to Rs.

Key points

• The investment-to-deposit ratio (IDR), meanwhile, stood at 104.9 percent in August, compared with 104.6 percent in July.
• While borrowings rose 3.1 percent, compared with a 0.5 percent rise in deposits and 0.4 percent expansion in advances, investments rose 0.9 percent.
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• 41.19 trillion in August, up 13.4 percent from Rs.
• The banking sector's advance-to-deposit ratio (ADR) remained unchanged at 34.7 percent in August, the same level recorded in July.

Deposits held by Pakistan's banking sector rose 13.9 percent year over year to Rs. While advances rose 10.7 percent to Rs, 39.24 trillion in August 2026. 13.61 trillion, according to Topline Securities.

On a month-on-month basis, deposits rose 0.5 percent from Rs. 39.05 trillion in July 2026. This is roughly equivalent to deposits of Rs. 6 billion per day.

Advances additionally edged up 0.4 percent from Rs. 13.56 trillion during the same period.

Bank investments stood at Rs. 41.19 trillion in August, up 13.4 percent from Rs. 36.30 trillion a year earlier. Investments additionally climbed 0.9 percent month over month from Rs. 40.83 trillion in July. 3 Ways IMF Can Hurt Pakistan.

Borrowings by banks reached Rs. 17.05 trillion in August, compared with Rs. 15.42 trillion a year earlier, representing a 10.6 percent growth. On a monthly basis, bank borrowings rose 3.1 percent from Rs. 16.54 trillion in July.

For context, the banking sector's advance-to-deposit ratio (ADR) remained unchanged at 34.7 percent in August, the same level recorded in July. The ratio was higher at 35.7 percent in August 2025.

Notably, the investment-to-deposit ratio (IDR), meanwhile, stood at 104.9 percent in August, compared with 104.6 percent in July. The August figure indicates that bank investments remained above the sector's total deposits. IMF Costs Pakistan More Than 9/11.

For context, the data demonstrates that deposits continued to grow faster than advances on a year-over-year basis, with deposits rising 13.9 percent compared with a 10.7 percent rise in advances. Investments additionally recorded stronger annual expansion than advances at 13.4 percent.

On a monthly basis, nevertheless, investments and borrowings grew faster than deposits and advances.

While borrowings rose 3.1 percent, compared with a 0.5 percent rise in deposits and 0.4 percent expansion in advances, investments rose 0.9 percent. Stay Connected with ProPakistani.

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Taken together, the developments around bank Deposits Near Rs. 40 Trillion point to a situation that is still moving, and the coming days should bring more clarity.