Housing Finance Surges 94% Under PM Loan Scheme

Housing finance under the Prime Minister's Apna Ghar scheme has almost doubled since June, with approved financing rising by 94 percent from Rs.

Key points

• While approvals jumped 84 percent to more than 46, 000, applications under the PM's Apna Ghar Program rose 52 percent since June to almost 139, 000.
• The committee additionally highlighted the Financial Institutions (Recovery of Finances) (Amendment) Act, 2026, saying stronger recovery rules could encourage banks to rise mortgage lending.
• While agriculture financing stood at concerning Rs, agriculture borrowers rose by around 115, 000 to 3.37 million by mid-August.
• The figures were reviewed at a session of the Access to Finance Steering Committee chaired by Finance Minister Muhammad Aurangzeb on Tuesday.
• Add ProPakistani to Preferred Sources and see more of our stories in Google Search and Top Stories.

In practice, the figures were reviewed at a session of the Access to Finance Steering Committee chaired by Finance Minister Muhammad Aurangzeb on Tuesday.

Punjab Model Cart Vendors Forced to Pay Rs. 12, 000 for Boards with Maryam Nawaz's Face.

In practice, the number of housing loans disbursed additionally rose 59 percent to over 7, 600, with total disbursements exceeding Rs. 38 billion.

Overall housing finance in Pakistan rose from around Rs. 294 billion at the end of June to Rs. 307 billion by mid-August.

In practice, the Finance Division remarked recent regulatory reforms are aimed at expanding mortgage lending, including a 90: 10 loan-to-value ratio, a 65 percent debt-burden ratio, simplified property valuation and documentation, digital processing and longer financing tenors.

For context, the committee additionally highlighted the Financial Institutions (Recovery of Finances) (Amendment) Act, 2026, saying stronger recovery rules could encourage banks to rise mortgage lending.

Agriculture and SME financing additionally demonstrated expansion. While agriculture financing stood at concerning Rs, agriculture borrowers rose by around 115, 000 to 3.37 million by mid-August. 1.26 trillion.

Formal SME financing reached around Rs. 1.05 trillion, covering approximately 330, 000 businesses.

Notably, the administration is targeting agriculture and SME financing of Rs. 1.5 trillion each by June 2027 and Rs. 2 trillion each by June 2028.

Meanwhile, the committee additionally reviewed export financing and the new Performance-Based Rebate on Incremental Exports, under which exporters can receive a rebate of up to 2 percent on further exports. Stay Connected with ProPakistani.

Obtain the latest business news, market insights, and economic updates wherever you prefer. Follow on Google Discover.

Add as a preferredSource on Google Follow on Google News Join WhatsApp.

In short, housing Finance Surges 94% Under PM Loan Scheme is the central thread here, and readers can expect follow-up reporting as the picture becomes clearer.